| During this time of economic hardship, we hope some of the following resources can be of help. Health Insurance: If you lose health insurance, you may be eligible to apply for Obamacare/ACA during a newly enacted open enrollment period: https://www.nytimes.com/2020/03/25/upshot/coronavirus-health-insurance-faq.html Loan/Mortgage Forbearance: There may be an opening to request forbearance on mortgage payments and other consumer loans. You should ask creditors for forbearance during this time of Covid-19 and to do so in writing and to ask specifically what programs or benefits the lender has to offer in light of the coronavirus: https://www.nytimes.com/2020/03/17/your-money/loan-waivers-coronavirus.html The Federal Housing Finance Agency has this information available regarding loan forbearance: https://www.fhfa.gov/Homeownersbuyer/MortgageAssistance/Pages/Coronavirus-Assistance-Information.aspx Cell Phone and Internet Services: Some telecom companies have programs to keep folks connected if they cannot pay their bill. https://www.fcc.gov/keep-americans-connected#pledges Water and Vital Utilities If you cannot pay their water or electric bill, ask your utility provider, municipal government, or state regulatory agency whether targeted relief is available. https://www.propublica.org/article/some-towns-still-havent-halted-utility-shut-offs-for-unpaid-water-bills-during-coronavirus-even-as-federal-lawmakers-demand-it?utm_source=pardot&utm_medium=email&utm_campaign=majorinvestigations | 
