Top 5 Workers Compensation Questions

/Top 5 Workers Compensation Questions
Top 5 Workers Compensation Questions2018-07-20T15:57:19+00:00

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Below are the Top 5 Georgia Workers’ Compensation questions.  The list contains the most common questions/answers for Georgia workers’ compensation injury claims.

#1  What is the Georgia Workers’ Compensation Law?

Injured workers have rights and responsibilities pursuant to O.C.G.A  34-9-81.8. You may receive medical, rehabilitation income benefits. The goal of these benefits is to help you get better and return to work. This is a general overview of your rights under the Act.  In a separate page, I describe PPD ratings and what they mean.

#2  What Is a Panel of Physicians?

If your employer posted a Panel of Physicians (a list of  at least six doctors) you must choose a doctor from that list.  You may change to another doctor without permission from your employer from the Panel.  If you are suffering from a medical emergency, you’re eligible for temporary medical care from any doctor until the emergency is over.

#3  What is a Compensable Claim?

“Compensable” claims entitle you to reasonable and necessary treatment to cure or relieve the effects of the work injury.  This is a frequent area of litigation.  However, reasonable and necessary is subject to interpretation and debate.  Sometimes you can’t work because of your injury. You need the Authorized Treating Physician to provide you with a work excuse.  The excuse must state “totally disabled.” If you are off work as a result of your work injury you  may be entitled to weekly monetary benefits called weekly income benefits.

#4  What is the Difference Between TTD or TPD?

TTD – Temporary Total Disability

Temporary total disability payments or TTD income benefits come into play if you are taken off work completely by the Authorized Treating Physician.  This is calculated by taking two thirds of your average weekly wage (of the wages for the 13 weeks prior to the date of accident) up to the statutory maximum. For injuries prior to July 1, 2013 the maximum is $500 per week. For injuries after July 1, 2013, the maximum $550 per week. This is nontaxable.

TPD – Temporary Partial Disability

Sometimes, the Authorized Treating Physician does not believe you are totally disabled.  Instead, they believe you can perform a lighter duty job or work fewer hours, and you return to work at a lower paying job.  As a result, temporary partial disability payments or TPD benefits are a possibility.  Calculating these benefits can be somewhat tricky.  It is very important that you keep track of all of your pay stubs and any post-injury wages earned.

Time Limits

There are time limits on how long you are eligible to receive income benefits. Specifically, there is a limit of 400 weeks from the date of accident for TTD benefits.  It is 350 weeks from the date of accident for TPD benefits. In the past there was no time limit on the weeks you could receive medical treatment. However, injuries occurring after July 1, 2013 have a limit or “cap” on medical benefits beyond 400 weeks from the date of the accident.  This does not apply to catastrophic claims.  The majority of the claims in Georgia are not catastrophic.

# 5  What are Income Benefits

You are only entitled to TTD income benefits if you are off work for more than seven consecutive days, deemed compensable or “accepted”  by the insurance company, and certified disabled by the Authorized Treating Physician. Unfortunately, you will not be paid for the first seven days that you are off work. Missing work for more than 21 consecutive days due to the injury results in retroactively payment for seven days.

Call the Top Rated Georgia Workers’ Compensation Attorney

If you any questions not covered by the Top 5 list or need legal advice, please contact Beth Gearhart at (404) 445-8370.  Beth listens and cares about her clients.  Remember Beth never charges a fee upfront and her motto is “No Settlement, No Fee.”
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See What People Are Saying

 

Would have given her 10 stars if possible!

Highly recommend Beth for WC claims! I was ALWAYS able to talk to her when I called and she responded to my emails very quickly. She was able to get us a very fair amount and did not just tell us what we wanted to hear, she was very honest! Would have given her 10 stars if possible!

B. Atwater

5.0
2018-05-16T13:29:37+00:00

B. Atwater

Highly recommend Beth for WC claims! I was ALWAYS able to talk to her when I called and she responded to my emails very quickly. She was able to get us a very fair amount and did not just tell us what we wanted to hear, she was very honest! Would have given her 10 stars if possible!

It turned out to be the best decision I have made in a long, long time.

I got injured at work. Trying to deal with the insurance company became overwhelming mainly because I needed surgery and they would not respond to my calls or emails. I researched local attorneys and decided to choose Gearhart Law Group mainly because it was smaller, I liked the information I read and I felt I might get more individual attention. It turned out to be the best decision I have made in a long, long time. Beth Gearhart made me feel as though I were her only client. She responded to my emails immediately, every time. She explained the whole process from the beginning and everything unfolded exactly as she explained it would. The process took time but I received the surgery I needed and in the end was very surprised by the large financial settlement I received due to Ms. Gearhart’s expertise. I highly recommend Gearhart Law Group.

R. Draine

5.0
2018-05-16T13:27:43+00:00

R. Draine

I got injured at work. Trying to deal with the insurance company became overwhelming mainly because I needed surgery and they would not respond to my calls or emails. I researched local attorneys and decided to choose Gearhart Law Group mainly because it was smaller, I liked the information I read and I felt I might get more individual attention. It turned out to be the best decision I have made in a long, long time. Beth Gearhart made me feel as though I were her only client. She responded to my emails immediately, every time. She explained the whole process from the beginning and everything unfolded exactly as she explained it would. The process took time but I received the surgery I needed and in the end was very surprised by the large financial settlement I received due to Ms. Gearhart’s expertise. I highly recommend Gearhart Law Group.

Gearhart Law Group the best in GA hands down!!!

Words can’t express how thankful I am for such a superb team! From the very beginning Beth waisted no time, she executed every step of the way. I never had to worry. Gearhart Law Group made me feel like I was there most important priority and not another file you just throw away on the desk. From finding doctors and getting the best treatment possible Khristy, your a trooper thank you so much. Gearhart Law Group the best in GA hands down!!!

D. Evans

5.0
2018-05-16T13:40:58+00:00

D. Evans

Words can’t express how thankful I am for such a superb team! From the very beginning Beth waisted no time, she executed every step of the way. I never had to worry. Gearhart Law Group made me feel like I was there most important priority and not another file you just throw away on the desk. From finding doctors and getting the best treatment possible Khristy, your a trooper thank you so much. Gearhart Law Group the best in GA hands down!!!

I would highly recommend Beth to anyone needed a Workers Compensation Lawyer.

From the moment I called Beth, I knew I had made the right decision. She returned my initial phone call very promptly and was sensitive to my case and situation. I had an injury in Georgia, but live in New York so the case was complicated and unique. I found her to be extremely knowledgeable about Georgia Workers Compensation laws which is what I needed assistance with. I would highly recommend Beth to anyone needed a Workers Compensation Lawyer.

Client Testimonial

5.0
2018-05-16T13:40:08+00:00

Client Testimonial

From the moment I called Beth, I knew I had made the right decision. She returned my initial phone call very promptly and was sensitive to my case and situation. I had an injury in Georgia, but live in New York so the case was complicated and unique. I found her to be extremely knowledgeable about Georgia Workers Compensation laws which is what I needed assistance with. I would highly recommend Beth to anyone needed a Workers Compensation Lawyer.
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